In my case, iPhone XS with whatever was the latest iOS a month ago and a 2015 Subaru Outback. I assure you there would have been a different result with a 2017 (or later) Outback because the car software changed. Sometimes the phone would switch to output through my car audio, other times stay with my new hearing aids (Oticon S1). But I don’t drive that car very often or speak on the phone in the car that often and didn’t spend a lot of time sorting it out. It’s easy enough to just tap the screen on the phone to redirect any call that doesn’t just go where I want.
Having spent three decades testing and reviewing cars for a living, there are more variables there than with different hearing aids and difference phones. So the number of potential variations is astronomical.
Fortunately the iPhone makes it simple to transfer calls to the device I choose which, when in the car is the car audio. Each situation seems to work a little differently for me so when not driving I might prefer audio directly into the HAs one time but rather put the phone to my ear another, depending on the volume and type of background noise.
I’ve actually never had better phone audio quality than when using Apple AirPods. AirPods are also by far the best music audio quality I’ve experienced when fully mobile. They’re not quite a match for full coverage quality headphones (Bose QuietComfort 25 being the best I own) but I don’t like walking with those things on. And if I’m sitting at home I much prefer just listening to my Sonos home audio system which sounds even better with my new hearing aids (and which I believe will still be improved with further adjustment).