Can somebody who’s familiar with VISA gift cards clarify this activation fee for us?
On the top right under the $100, it says “+$5.95 Purchasing Charge”, and at the bottom right, under “Vanilla VISA Gift Card” it says “No fees after purchase”.
It looks like Rocketmahn is assuming that WE (the recipients) will have to pay the $5.95 the first time we use the card, hence reducing its real value to $94.05.
I, on the other hand, interpret this to mean that when Oticon bought the $100 gift card to send us, they actually paid VISA $105.95 already, which includes the $5.95 when they purchased the gift card for us. The fact that it says “No fees after purchase.” implies that we the recipients don’t pay any other fee, and the “purchase” here refers to the purchase of the gift card by Oticon to give to us, whereby they already paid the $5.95 and we don’t pay that fee.
Which is the correct interpretation? Anybody knows for sure? Thanks.
I guess we’ll know for sure when we use it as well…