You might want to check out TruHearing.com. I am in Texas and they have a contract in Texas to provide HA’s through a local provider at a substantial discount and BCBS-TX guarantees in advance that they will pay a reimbursement to TruHearing (if everything is kosher). My allowance is $1,000 per ear every 3 years currently. The BCBS-TX reps I’ve spoken to have always been courteous and knowledgeable.
Here is a link to their product catalog.
You can see what they say is the average retail price of almost any make/model of HA vs. their up-front price.
Depending on the brand you want, they may have trouble matching you with an audi near you who is knowledgeable in that particular brand. I’d be sure to ask of the audi up front before you go this route whether the audi will do Real Ear Measurements in fitting or can do it if you pay extra and how much that will cost. Here is the (long-winded) cost story of my purchase of ReSound Quattro’s through TruHearing that I pm’d to someone else. The bill has been settled and my cost for two was $2,390 but for the rechargeable Quattro 9 61’s, the Li-ion battery charger case is an (obviously) required accessory not included in the cost. I had to pay $175 extra for that and I got a Phone Clip+ Bluetooth streamer since I am an Android phone user for $180 more (you can stream directly to an iPhone if you have that).
" I got my Quattro’s through TruHearing.com. They picked a local audiologist to dispense them and I was happy with the one they sent me to. The Quattro’s cost $2,195 each but my Blue Cross-Blue Shield(BCBS) PPO plan offers $1,000 per ear every three years for hearing aid fitting. The charger case was not included in the TruHearing price and that was $175 extra. The Phone Clip+ was $180, a better price than Costco, which was a little over $200. But TruHearing said that they don’t sell accessories, just the HA’s, so presumably I was buying at least the Phone Clip+ through my audi. She wanted $320 for the Multi-Mic, that’s why I went to Costco where I could get it for $267. The audiologist did not do Real Ear Measurement at my initial fitting but when I asked her if she would/could do it, she said that she could and would just charge $40 but we haven’t yet found a mutually suitable time for that follow-up. The TruHearing contract says that you only get 3 fitting sessions with the audiologist but the one I went to said she wouldn’t hold me to that and didn’t believe in charging for additional fittings. I told her that I plan to see her on a yearly basis to get a new audiogram, which my Medicare B and BCBS will cover as a medical exam (but I didn’t ask if she’ll want more than what they cover as her fee) and I’ll pay the $40 for an annual REM test, too, if all goes according to plan. Hope that helps you envision the cost scheme I’m proceeding under. The total bill that TruHearing submitted to BCBS was $8,780! - but obviously BCBS, in the crazy medical insurance scheme where astronomical prices are charged but only partially reimbursed, denied almost half of that and my cost for both HA’s was just $2,390, after the $1K per ear allowance."
Update: My experience with TruHearing reps over the phone has been variable. But I’d say overall my experience through TruHearing has been professional and I’d want to use them again, if the OTC revolution after August, 2020, doesn’t totally change the landscape (maybe another reason not to splurge too much right now; you may have buyer’s remorse if prices drop considerably after the availability of OTC self-programmed HA’s for mild to moderate loss after August, 2020). Some TruHearing reps seem to have more time to answer your questions than others and it seems like you have to go out of your way to ask for contact information to get locked into one rep - otherwise, it will probably be a different rep that you speak to every time that you call up… ~All the reps that I spoke to were knowledgeable and could answer my questions.