Many offices offer financing. I would look for one that does.
NumbEars- I know you and I have butted heads before on this forum and I always appreciate your opinion. Let me make a respectful rebutal…
If fitting hearing aids were as simple as just turning back up the frequencies that were lost, or clicking a button on a computer and making the perfect fitting, I feel that you are exactly correct.
However, sensorineural hearing loss (SNHL), as most on this forum are experiencing, is not the same as vision loss. I wear glasses. I have Myopia. My optic nerve functions perfectly. So, fitting me with glasses is just a matter of changing the way the light bounces in there, and… presto, I see perfectly. With SNHL, there is deterioration of nerve function in the cochlea. The first thing to go is the compressive non-linearity of the system (outer hair cells). This causes people with hearing loss to have a narrower dynamic range than normal hearing individuals, thus, turning up softer sounds helps, but turning up louder sounds is dangerous. The next thing to go is usually the inner hair cells. Inner hair cell loss leads to distortion of neural signals, poor speech understanding, even for moderately loud sounds, and ulimately cochlear dead regions, for which amplification may not be beneficial at all.
I am not trying to justify the cost of hearing aids, but the need for a knowlegable professional that understands these concepts (among many others) and the hearing aid parameters that correspond to them is (in my opinion) of significant value. How I assign that value and how someone else may, could be completely different. A well educated professional can make this experience extremely pleasant, whereas lack of knowledge can make the hearing aid experience terrible.
Lest you feel that I am trying to defend my own high prices, let me explain how I handle the recommendation of hearing aids. My prices range from 2000 a pair to 6000 a pair. After a complete examination to rule out the need for medical evaluation or treatment, I discuss options at various price points with my patients. I never recommend only the high end, but sometimes do recommend more of an entry level device. If the patient opts to try them, they take the hearing aids on a 100% no obligation trial period. That is, if they return them, it costs them 0. Thus, at the end of the trial period, each patient can decide if the benefit he or she has seen is worth the cost in their real-world environment. Finally, if the patient opts to keep the hearing aids, we offer no interest payment plans for up to 5 years.
As I have stated many times on this forum, one of the biggest investments you are making with a hearing aid, is in the professional and in their expertise and policies. A very competent professional can make almost any hearing aid work well and to the maximum limits of it’s capabilities.