Care Credit is owned by GE Money and is the number one medical financing company in America (so they told me).
They offer 11.9% fixed rate on 24-60 months. They also offer up to 18 months same as cash, although most hearing aids places don’t like to offer that, since Care Credit charges an arm and a leg for that service.
If you go to a Starkey or Audibel center you may see it called Sound Choice, which is a private label for Care Credit with the same programs.
Just be careful with hearing professionals that offer payments rather than a price. Care Credit is encouraging professionals to ‘bundle’ a hearing aid system with extended warranties, batteries, and other add ons to make more money. Always shop based on the actual price, then you can talk about financing. Just like buying a car, you never want to shop on payments.
The approval process for Care Credit is very quick. Professionals can call it in or use the software provided to get you an approval within minutes. If you are declined, they can appeal it with a quick phone call. If you have decent credit you should easily be able to finance up to $6,500 or more without difficulty.