Thanks for the response. I am really looking for opinions about whether extended warranties are worth purchasing at all. Being a new user, I am not sure of the likelihood of damaging or losing the HAs. If the general trend of people is to see a lot of losses and damage, I would pursue it.
If the instruments are durable and hold up without a problem, it may not be worth it. I look at these things as a numbers game.
Based on the AH policy. If I lose or damage the HA, there is a $200 deductible per unit to replace it. I can spend $300 to insure a pair for 2 years. If I lose them, it will cost me $400 to replace them. This totals $700.
If I don’t get the insurance and lose them, it will cost me $2,000 to replace them. So it’s going to cost $300 to potentially save $1,300. If it’s likely that this is going to happen, it may not be a bad investment. If most people’s experience is that they never lose or damage them and it’s unlikely that this will occur, then it’s not a good investment.
I’m trying to get some experienced users’ opinions on this so I can make a slightly more informed decision.